Missourians are facing rising insurance costs due to lawsuit abuse, with the state’s Department of Commerce and Insurance warning of a “tort tax” of over $1,200 per person annually. Director Angela Nelson highlighted practices like third-party litigation funding, potentially financed by foreign governments, as contributing to the problem. Consumers are struggling to find coverage and facing steep rate increases, with Nelson expressing concern that insurance premiums will continue to rise if the trend persists. Without changes, lawsuit abuse is expected to further impact insurance costs in Missouri.